*Loan promotions are valid for new buyers on new contracts on homes which close on or before August 31, 2011, when financing is provided by HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676). Funds are limited and available on a first-come, first-served basis. HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676) is licensed by the Washington State Department of Financial Institutions (CL-130676).

¹Example is based on a sales price of $200,000 and a 30-year fixed-rate VA loan with an interest rate of 3.875% and no down payment. The total loan amount, including the VA Funding Fee, is $204,300. Monthly principal and interest payment = $960.69. APR = 4.12%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Promotion is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, VA maximum loan limits, a debt-to-income ratio of 41% or less, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 620. Interest rate is not guaranteed and is subject to change without notice. Funds at this interest rate are limited and available on a first-come, first-served basis. Buyer to pay all customary closing costs and prepaids. Example assumes that the origination fee will be waived when financing is provided by HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676).

²Example is based on a sales price of $200,000 and a 30-year fixed-rate FHA loan with an interest rate of 3.875% and a 3.5% down payment. The total loan amount, including the upfront mortgage insurance premium, is $194,930. Monthly principal and interest payment = $916.63. APR = 4.77%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment and actual payment will be higher. Promotion is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, FHA maximum loan limits, qualification using full documentation and a minimum FICO score of 640. Interest rate is not guaranteed and is subject to change without notice. Funds at this interest rate are limited and available on a first-come, first-served basis. Buyer to pay all customary closing costs and prepaids. Example assumes that the origination fee will be waived when financing is provided by HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676).

³Example is based on a sales price of $200,000 and a conventional loan with an interest rate of 4.00% and a 10% down payment. The total loan amount is $180,000. Monthly principal and interest payment = $859.35. APR = 4.51%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment and actual payment will be higher. Promotion is available to owner occupants only and is subject to availability, a debt-to-income ratio of 36% or less, a maximum 90% loan-to-value ratio, maximum loan limits, qualification using full documentation and a minimum FICO score of 720. Interest rate is not guaranteed and is subject to change without notice. Funds at this interest rate are limited and available on a first-come, first-served basis. Buyer to pay all customary closing costs and prepaids. Example assumes that the origination fee will be waived when financing is provided by HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676).

⁴For new buyers on new contracts on homes which close on or before August 31, 2011, buyer will not be charged a loan origination fee when financing is provided by HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676).

Promotions must be mentioned at time of contract and are not valid on lot or community transfers, plan changes or in conjunction with any other promotions. SDC Homes reserves the right to change or withdraw these promotions at any time without notice. ©2011 SDC Homes, a Richmond American Homes company.